Pay Over Time
Pay over time
We've partnered with Bread Pay® so you can buy what you want now and pay later at a pace that works for you.
Simple application
Get a decision in seconds without affecting your credit score.
Straightforward pricing
What you see is what you get. No hidden fees, prepayment penalties or compound interest.
Pay at your own pace
Financing made easy
Step 1
Shop our website
Add items to your cart. Choose Bread Pay® and get a real-time decision without affecting your credit score.
Step 2
Select your plan
Pick the option that works for your budget.
Step 3
Complete your purchase
Get your items now and pay over time.