Payment Plans
Finance Your Collar or Pay in Installments
SpotOn offers several payment plan options. Whether you wish to finance your SpotOn collar entirely with one of our trusted third-party vendors, or simply want to break up your purchase and pay over several months, you can find a flexible option that works for you.
These options can be used on SpotOn products; subscription plans are not eligible.
Which Payment Plan is Right for Me?
We encourage you to do your research to make a well-informed decision. Here are the main differences between these options.
Bread Pay®
Select Bread Pay® if... you seek affordable financing options so you can pay for your purchase over time, subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed.
Learn MoreShop Pay™
Select Shop Pay™ if... you wish to split your purchase amount into four equal, biweekly installment payments or monthly installments (not interest-bearing).
PayPal™
PayPal™ users can use Express Checkout to pay with one of their saved payment methods in PayPal™, or take advantage of payment plan offers available to them.
Payment plans are available for US-based customers who qualify. Subscription plans are not eligible for financing. Canadian customers seeking payment plans can purchase through Amazon.
Which Payment Plan is Right for Me?
We encourage you to do your research to make a well-informed decision. Here are the main differences between these options.
0% FINANCING
Pay as low as 0% APR for up to 12 months, subject to credit approval.*
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AS LOW AS $50/mo.
Pay over time with affordable rates for up to 24 months, subject to credit approval.*
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$249.75 EVERY 2-WEEKS
Split the cost of your purchase into four easy payments, regardless of credit.
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Payment plans are available for US-based customers who qualify. Subscription plans are not eligible for financing.
Canadian customers seeking payment plans can purchase through Amazon.

Using Bread Pay®
Pay over time with Bread Pay®. Their flexible monthly payment plans feature 6, 12, 18, and 24 month payment plans starting at 0.00% APR.*
* Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 34.99% APR, resulting in, for example, 24 monthly payments of $51.87 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company. For questions about Bread Pay, visit BreadPayments.com.

Using ShopPayTM
ShopPay™ lets you split the cost of your collar(s) into several payments, to help make your investment in SpotOn more manageable.

Using PayPalTM
During checkout, you can use PayPal™ for Express Checkout. While SpotOn does not have a formal agreement with PayPal™, many PayPal™ users take advantage of their flexible options to pay over time.